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Calculate EMI, plan SIPs, estimate taxes, and get AI-powered insights — all in one place. Fast, accurate, and mobile-friendly.

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All Calculators in One Place

Real-time calculations with beautiful charts. No page reload, no sign-up.

EMI Calculator
Home • Car • Personal Loan
Loan Amount ₹10,00,000
Rate (% p.a.)
Tenure
Tenure Type
Monthly EMI
Total Interest
Total Payment
SIP Calculator
Systematic Investment Plan Returns
Monthly Investment ₹5,000
Expected Return (%)
Time Period (Years)
Total Invested
Est. Returns
Maturity Value
FD Calculator
Fixed Deposit Maturity Value
Principal Amount
Rate (% p.a.)
Time (Years)
Compounding
Maturity Amount
Interest Earned
Effective Rate
Loan Interest Calculator
Simple & Compound Interest
Principal Amount
Rate (% p.a.)
Time (Years)
Interest Type
Interest
Total Amount
Income Tax Calculator
India FY 2024-25 Tax Estimate
Annual Income
80C Deductions
HRA Exemption
Tax Regime
Tax Payable
+ Cess (4%)
Total Tax
Eff. Tax Rate
PPF Calculator
Public Provident Fund Returns
Yearly Investment
PPF Rate (%)
Years (min 15)
Total Invested
Interest Earned
Maturity Value
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AI-Powered Financial Guidance

Smart suggestions powered by financial logic to help you plan better.

AI Tool
AI Budget Planner
Get personalised saving tips
Monthly Income
Rent / EMI
Food & Grocery
Transport
Entertainment
Other Expenses
AI Tool
Investment Suggester
Where to invest your savings
Monthly Savings (₹)
Risk Appetite
Investment Horizon
AI Tool
Expense Analyzer
Spot where your money leaks
Monthly Income
Housing
Food
Shopping
Subscriptions
Dining Out
Other
AI Tool
Financial Goal Planner
Plan your dream goal
Goal
Target Amount (₹)
Time (Years)
Current Savings (₹)
Expected Return (%)

Your Free Financial Companion

FinCraft Tools is a free, open financial calculator platform designed specifically for Indian users. We believe everyone deserves access to powerful financial planning tools — without paying a subscription or sharing personal data.

All calculations happen instantly in your browser. No data is ever stored or transmitted.

Instant ResultsReal-time calculation as you type
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100% PrivateNo data storage, no login needed
📱
Mobile-FirstWorks perfectly on all devices
🇮🇳
India Specific₹ format, Indian tax slabs

📌 Domain Name Ideas

fincrafttools.in · calcfinance.in · fintools.co.in · rupeetools.in · emicalc.in · sipwizard.in

🔍 SEO Keywords

EMI: emi calculator india, home loan emi calculator, car loan emi calculator

SIP: sip calculator returns india, mutual fund sip calculator

Tax: income tax calculator india 2024, new tax regime calculator

FD: fd calculator india, fixed deposit maturity calculator

General: free financial calculator india, investment planning tool

What is an EMI Calculator?

An EMI (Equated Monthly Instalment) calculator helps you determine the fixed monthly payment for a loan. Enter the loan amount, interest rate, and tenure to instantly see your monthly burden and total interest payable.

How Does SIP Calculator Work?

A SIP calculator uses the compound interest formula to estimate the future value of your monthly investments. Enter your SIP amount, expected return rate, and time period to see projected wealth creation.

New vs Old Tax Regime India

Under the New Regime (FY 2024-25), income up to ₹3 lakh is exempt, with slabs up to 30% for income above ₹15 lakh. The Old Regime allows deductions like 80C, HRA, and standard deduction.

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